The end of the year is just around the corner so you’re busy tying up any loose ends and making preparations for the holiday season. Your pediatric dentist in Irving says that in the midst of taking care of your other needs, don’t forget about the oral health of your entire family. As you read on, you’ll learn how to get more from your dental insurance before the year ends.
Protect Your Investment
The average cost of dental insurance for a family of four can range from $400 to $700 annually, and for most plans, the maximum yearly allowance is around $1,500. Unfortunately, less than three percent of those insured will max-out care by the end of the year, which amounts to lost money and dental care.
How Benefits are Usually Classified
Typically, coverage will be divided into the following three categories:
- Preventive – Dental insurers applaud preventive care because it amounts to lower cost in the long-run. Thus, they will typically cover up to 100% of the cost of procedures like dental checkups, cleanings and X-rays. Additionally, children may be eligible for fluoride or dental sealants.
- Basic – For basic dental procedures, coverage can range from 50 to 80%. For a more common procedure like a routine cavity filling, coverage will usually be around 80% of the cost.
- Major – Your dental insurance will usually cover up to 50% of more complex forms of care like a root canal or tooth extraction.
Why It’s Important to Act Now
It’s important to visit your pediatric dentist in Farmer’s Branch now for care because after December 31st, your coverage will renew, and for most dental insurers, benefits don’t roll over. That means that any coverage not used by the end of the year will be lost.
A simple remedy is to visit your dentist for preventive care before the year ends. Even if it’s just your first appointment of the year, it’s still a step in the right direction.
Will the Dentist Accept My Dental Insurance?
One of the concerns with finding a new dentist for the entire family to work with is determining whether he or she is in network with your dental insurance. When you visit the professionals at Rio Dental, you can rest assured that your family can receive the dental care needed because they are in-network all dental PPOs (preferred provider organizations).
Additionally, they accept Medicaid, which means everyone is able to have an opportunity to experience the best in oral health.
So to ensure your family gets the dental care needed before the end of the year, contact your children’s dentist in Irving to schedule a visit today!
About the Author
Dr. Loc Doan is a graduate of the University of Southern California, where he earned his DDS degree. He then went on to receive advanced training in General Practice Residency. Dr. Doan takes pride in helping families experience the best in oral health through preventive care at Rio Dental and Orthodontics, and he can be reached for more information through his website.