Dental Insurance

Parents who have dental insurance should know one thing: finding a dentist that accepts your plan is very important for maximizing your child’s benefits (and your investment in your family’s oral health). At Rio Dental, we are pleased to be in-network with all dental insurance PPOs. Our team of experts will always help you make the most out of what your child is eligible for under your dental insurance plan!

How Dental Insurance Works

Dental ServicesMost dental insurance plans work on a fee-for-service basis. You or your employer will pay upfront for coverage on treatments you and your family may need throughout the year. When you visit an in-network dentist, or one who has come to an agreement with the provider to offer predetermined discounts on care for the patient, you pay either nothing or a portion of the amount of the service being rendered.

Most dental insurance is based on a scale that looks like this:

  • Preventive dental care: 100% covered. This includes two checkups and cleanings per year with a set of X-rays annually. Children may be eligible for fluoride or dental sealants as well.
  • Restorative dental care: 50% to 80% covered. Basic care, like a routine filling, is 80% covered. More complex treatments, like root canal therapy or surgical extractions, are usually covered by half.
  • Cosmetic dentistry and elective treatments are usually not covered by dental insurance.

Our In-Network Dental Insurance Plans

Dental TreatmentRio Dental is pleased to be in-network with all dental PPOs (preferred provider organizations). That means your child can receive superior specialized dental care — at a price that is even more affordable for you! Our list of in-network dental insurance plans includes:


  • Aetna
  • Ameritas
  • Assurant
  • BlueCross BlueShield
  • Cigna
  • Delta Dental
  • Guardian
  • Humana
  • MetLife
  • United Concordia

Don’t hesitate to get in touch with us to discuss the particulars of your plan or coverage at any time. Our team of experts will be happy to help!

Making the Most Out of Your Investment

Dental CareMaximizing your insurance benefits is a great way to make sure that your child grows up with a clean, healthy smile. Dental caries (aka cavities) are the most common childhood disease — but with your insurance plan’s preventive coverage, you can help to avoid them altogether.

When you contact Rio Dental, we will perform a verification of benefits to find out just what your child is eligible for in that calendar year. Based on this information, we will get started figuring out how to help you make the most out of your plan. The most important thing is to schedule two checkups and cleanings per year. With these regular visits, we can help your little one avoid the need for fillings and other restorative care altogether.

Contact Us Today!

If you have a dental PPO, don’t hesitate to start making the most out of it by taking your child to visit the in-network dentist at Rio Dental. Get in touch with our office today – request an appointment online for fun and affordable dental care your child will love!

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  • Your Child's First Visit
  • Baby's First Appointment
  • Appointment Scheduling
  • Insurance
  • Finances
  • CareCredit

You can play a part in preparing your child for his or her first visit to our office. Informing your child of the visit as an exciting experience for both of you can ease any hesitations. As a parent try to act relaxed, since your child may sense any anxiety on your part.

Explain to your child that the doctor will “count, brush, and maybe take pictures of their teeth”. We also ask that you assume the role of a silent observer. Cooperation and trust must be established directly between the doctor, staff, and your child and not through you. Your child may become confused if receiving instructions from multiple sources.

We recommend bringing your baby in for their first dental appointment by their first birthday, or within 6 months of their first tooth appearing (whichever comes first). During this appointment, we will examine your baby’s mouth to track their dental development and discuss age-appropriate dental care.

It’s easy to make appointments to visit our office online or over the phone. Rio Dental sees patients both for checkups and dental emergencies. Using our online scheduler, you can select the location and time slot that works best for you for either type of appointment. If you have any questions regarding our practice, or simply prefer to make your appointment with a live member of staff, please don’t hesitate to call!

Rio Dental Group accepts most PPO insurances. We recommend that new patients and returning patients with new insurance policies reach out to us before their appointment to confirm coverage. Our Fort Worth location also sees patients who are covered by Medicaid and CHIP programs.

We don’t like surprises, either! Our staff is prepared to discuss the cost of dental services before you undergo treatment so that you know what to expect in terms of fees. The cost of your services will be due at the end of your appointment. Our office accepts payment by cash, credit card, or check.

Rio Dental Group allows patients to pay with their CareCredit card. CareCredit is a healthcare credit card designed to cover out-of-pocket costs at over 225,000 providers nationwide. After leaving the office, card holders will be able to make convenient monthly payments towards their balance. To learn more, visit the CareCredit website.

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